Weeklong Series: Different Paths, Same Result: Good Credit Scores

During the week of August 18-22, 2008, I ran a series of question-and-answer interviews with people who had achieved credit success — even if getting there wasn’t always easy. Instead of finding people with perfect credit I could have done that without a problem, who have never had a blemish or setback during their entire credit lives, I figured that I would find a mix of people to interview. And this note: with the exception of one, all of my interviewees requested that I not use their entire name for these interviews. In one case, one of my interviewees insisted that I use an alias, as he didn’t feel comfortable putting his real name on the Internet. That said, given the current credit climate, I don’t blame any of them for wanting to retain some anonymity. Credit card company employees read my blog on a regular basis, so I can understand their concern. In this weeklong series, you’ll certainly see people who have led perfect credit lives. But you’ll also find people who stumbled along the way. Regardless, what I hope to do with this series is show you that there is more than one way to slice and dice a credit portfolio — and score.What’s more, I’m hoping that these stories will inspire you. We’re all at different stages in our credit journey. Some lead charmed lives and have never experienced financial setbacks. Others may be in the middle of a financial firestorm even now. Others may be on the road back from financial trouble. Still others may be heading down the wrong path even as they’re reading this series.Whether you are moving up, down, or sideways, I’m hoping that you enjoy this series. I’m hoping that you’ll take something away from it — something that helps you achieve all of your credit goals.I’d love to hear your feedback from these stories. Feel free to comment on any and all of them.Monday: One Man’s Struggle to Overcome Bankruptcy — and Reach FICO 800 link here2 For Tuesday: 1 Have a Plan if You Want to Keep Your Scores High link here; 2 Patience is a Virtue but Paying in Full is Divine link hereWednesday: Bigger, Better, and Smarter — How Rebecca Bounced Back From Consumer Credit Counseling link hereThursday: Who Needs FICO 800? Scores of 760 to 799 Work Just as Well link hereFriday: Having a High FICO Score is Nice — But it’s Just One Piece of the Financial Puzzle link here Credit Matters Blog

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0 thoughts on “Weeklong Series: Different Paths, Same Result: Good Credit Scores

  1. Looking forward to the articles! We all need some motivation along our journey of learning from our mistakes. Hopefully, we will even learn from these people who have been there, and are there now!!

  2. If I had a very common first name like Dave or Steve, I wouldn’t mind, but my first name is somewhat unusual.

  3. Lupo, I hope you enjoy them. It’s something different. Not your normal fare at Credit Matters.I’ll be on the road this upcoming week, so I may not be responding to comments as quickly as I normally do.

  4. I look forward to your upcoming series. I am hoping to learn more about credit, since now I am feeling like a Dee-de-dee! (Carlos Mencia is my homeboy). Happymom….

Weeklong Series: Different Paths, Same Result: Good Credit Scores

During the week of August 18-22, 2008, I ran a series of question-and-answer interviews with people who had achieved credit success — even if getting there wasn’t always easy. Instead of finding people with perfect credit I could have done that without a problem, who have never had a blemish or setback during their entire credit lives, I figured that I would find a mix of people to interview. And this note: with the exception of one, all of my interviewees requested that I not use their entire name for these interviews. In one case, one of my interviewees insisted that I use an alias, as he didn’t feel comfortable putting his real name on the Internet. That said, given the current credit climate, I don’t blame any of them for wanting to retain some anonymity. Credit card company employees read my blog on a regular basis, so I can understand their concern. In this weeklong series, you’ll certainly see people who have led perfect credit lives. But you’ll also find people who stumbled along the way. Regardless, what I hope to do with this series is show you that there is more than one way to slice and dice a credit portfolio — and score.What’s more, I’m hoping that these stories will inspire you. We’re all at different stages in our credit journey. Some lead charmed lives and have never experienced financial setbacks. Others may be in the middle of a financial firestorm even now. Others may be on the road back from financial trouble. Still others may be heading down the wrong path even as they’re reading this series.Whether you are moving up, down, or sideways, I’m hoping that you enjoy this series. I’m hoping that you’ll take something away from it — something that helps you achieve all of your credit goals.I’d love to hear your feedback from these stories. Feel free to comment on any and all of them.Monday: One Man’s Struggle to Overcome Bankruptcy — and Reach FICO 800 link here2 For Tuesday: 1 Have a Plan if You Want to Keep Your Scores High link here; 2 Patience is a Virtue but Paying in Full is Divine link hereWednesday: Bigger, Better, and Smarter — How Rebecca Bounced Back From Consumer Credit Counseling link hereThursday: Who Needs FICO 800? Scores of 760 to 799 Work Just as Well link hereFriday: Having a High FICO Score is Nice — But it’s Just One Piece of the Financial Puzzle link here Credit Matters Blog

This entry was posted in Uncategorized by . Bookmark the permalink.

0 thoughts on “Weeklong Series: Different Paths, Same Result: Good Credit Scores

  1. Looking forward to the articles! We all need some motivation along our journey of learning from our mistakes. Hopefully, we will even learn from these people who have been there, and are there now!!

  2. Lupo, I hope you enjoy them. It’s something different. Not your normal fare at Credit Matters.I’ll be on the road this upcoming week, so I may not be responding to comments as quickly as I normally do.

  3. I look forward to your upcoming series. I am hoping to learn more about credit, since now I am feeling like a Dee-de-dee! (Carlos Mencia is my homeboy). Happymom….

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